When you attend a Dutch university of applied sciences like HZ, you will have to pay tuition fees, but there are other expenses as well. To give you a clear idea of what costs you will face during your time at HZ, here's an overview of them. Keep in mind that there are a few differences for EU and non-EU students. For now, let's focus on living costs, tuition fees, and funding and scholarships. If you have any questions, you can always contact a student advisor.
Tuition fees in The Netherlands
In the Netherlands, tuition fees are relatively low compared to other countries. Students have to pay an annual tuition fee. The rates change each year but you can find the updated tuition fees on the HZ website. The tuition fees does not include traveling costs, housing, books or study material.
Funding and scholarships
There are limited options for scholarships. There is a Holland scholarship only for the first year for non-EU students. Additionally, there is a Rotary scholarship for a Water Management, Civil Engineering or River Delta Development student (for non-EU and EU students). For more information on these scholarships, please check the HZ website.
If you are an EU student, you may be eligible for student finance (consisting of a student loan and/or a student travel product) from DUO. You will always have to pay the loan back. More information on this type of funding and how to apply for it, can be found on the DUO website.
Costs of living
Other than the tuition fees, there are a few more costs you should take into consideration like housing, insurance but also simple things like groceries.
Housing
Housing in Middelburg and Vlissingen is arranged through our partnered housing corporation - APV. Rent starts at (roughly) €250, a month for a room. The price will increase depending on the size of the room and required comfort, up to around €500. You could apply for a subsidy, but APV can help you with that.
Insurance
As an EU student, you are not required to take out a Dutch public health-care insurance if you are already insured in your home country. But please note, that as soon as you have a part-time job in the Netherlands or if you do a paid internship, you will need one. You will also need a liability insurance. You can either arrange this in your home country or in the Netherlands. There are three insurance companies in the Netherlands that specialise in insurances for foreign students: Aon, IPS and Lippmann. Insurance will cost about €450 a year.
Study material and personal expenses
Studying materials like books can cost you approximately €300-€600 for one year, or you can try to look for an online version (for free!) Besides that you'll have to pay for an excursion if the study programme organises any, this can be between €0-€350. Food and personal expenses depends on an individual's preference but the average is around €100-€300 a month.
I hope this has helped you understand more about the fees and finances. Have you got many more questions? Don't hesitate to contact a student advisor.
All the best!
