Sep 15, 2021

What are the fees and finances for EU students in The Netherlands?

When you attend a Dutch university of applied sciences like the HZ, you will have to pay tuition fees, but there will also be other expenses. To give you a clear idea of what costs you will face during your time at the HZ, I made an overview of costs. There are different rules for EU and non-EU students in this regard. For now, I will focus on costs of living, tuition fees and funding and scholarships for EU students. Have you got more questions? I'm a study advisor and you can always ask me

Tuition fees in The Netherlands

In the Netherlands, tuition fees are relatively low. Students have to pay an annual tuition fee. The rates change each year. You can find the current tuition fee that applies to you on this section of the HZ website. This fee pays for your classes. It does not include costs for travel, housing, books or study material.

50% reduction on Dutch tuition fees in the first year
EU-students and students with a Norwegian, Swiss, Icelandic, Liechtenstein or Suriname nationality are entitled to a 50% reduction on Dutch tuition fees for the first study year. The halving applies to all students who, for the first time in the upcoming academic year, start a bachelor’s degree (or associate degree) at a funded university of applied sciences or research university in the Netherlands and pay statutory tuition fees. Check the HZ-website if this halving applies to you too!  

Funding and scholarships
For EU students there are no scholarships available. However, you may be eligible for student finance (consisting of a student loan and/or a student travel product) from DUO. You will always have to pay back the loan. More information on this type of funding and how to apply for it, is to be found on the DUO website.

Costs of living

Besides the tuition fees there are a few more things you'll have to think about when calculating the total costs. Things like housing, insurance but also simple things like groceries.

Housing in Middelburg and Vlissingen is arranged via the housing company APV. Rent starts at (roughly) € 250,- a month for a room all in. The price will increase depending on the size of the room and required comfort, up to around €500,-.

As an EU student, you are not required to take out a Dutch public health-care insurance if you are already insured in your home country. But please note, that as soon as you have a part-time job in the Netherlands or if you do a paid internship, you will need one. You will also need a liability insurance. You can either arrange this in your home country or in the Netherlands. There are three insurance companies in the Netherlands that specialize in insurances for foreign students: Aon, IPS and Lippmann. Insurance will cost about € 450,- a year.

Study material and personal expenses
Studying materials like books can costs you €300-€600 for one year. Besides that you'll also have to pay for an excursion, this can be between €0-€350. Food and personal expenses obviously differ a lot per person but the average is around €0-€300 a month.

Well, loads of practical information about fees and finances. I hope this will help you finding your way to go studying abroad. Have you got many more questions? Don't hesitate to contact me

All the best! 

Talk to a study advisor